Cumulative Total Loan Limits

 

Federal regulations set aggregate, or total, loan limits in addition to the annual loan limits. Students cannot borrow more than the Aggregate Loan Limit for all subsidized and unsubsidized loans at all schools.

 

Aggregate Loan Limits

Effective July 1, 2008

MAXIMUM SUBSIDIZED

MAXIMUM UNSUBSIDIZED

Dependent Undergraduates

$23,000

$31,000

Independent Undergraduates

$23,000

$57,500